Steve Alan

The budget of the County Commission of Greene & Finance Committee said Wednesday that the health claims of county employees to "care about running 11 percent higher than Blue Cross wants to see.
Jim Jordan, the insurance agent who handles Bristol County Health Blue Cross-care policy, showed the committee a spreadsheet that payments of claims reported on average more than $ 317,000 per month from January to October this year.
From January to June, the county "ratio of medical losses" was 99.4 percent premium to the administration of County and pay its employees at Blue Cross health insurance.
Jordan said 88 per cent is the Blue Cross "target", or break-even point.
The county government high claims history "shows that the increase (premiums) that the county obtained from Cross Blue for the current financial year "has been a fair increase, given the claims they paid," a said Jordan.
Last spring, the county government (and Jordan) has negotiated an increase of 5.9 percent of premiums with Blue Cross.
In September, Pam Gaut, a representative of Blue Cross, gave a presentation to the Committee on Programs wellness company that offers Free. Some program participants to receive discounts at health clubs and gift cards, though this time they does not affect their insurance premiums.
Jordan said Wednesday that Gaut would make a similar presentation to department heads County, so they will be able to explain the program to employees.
Sheriff Steve Burns, who oversees the largest number of employees, said he would have to appoint several persons to provide information to members, since the change work, it is impossible to obtain department the sheriff and prison employees all at once.
Road Superintendent David Weems, who oversees the second largest number of county employees, Gaut suggested that someone or Blue Cross could do a better job of explaining the benefits to the Highway Department employees than himself.
Weems also said that at that time, employees are much more concerned about the cost of their health insurance as a wellness program, even if such a program could make them healthier.
If participation in a wellness program may be reducing the amount employees contribute the cost of their health care, Weems said, then they would see a benefit to the welfare they do not see now.
Weems also said that he personally saw no other way than wellness and prevention by which the county government can reduce the amount it currently paying for employee health insurance. Jordan agreed.
After discussion, County Mayor Alan Broyles said he try to develop a time from December to Gaut to make a presentation to department heads, with more meetings, if necessary, feasible for the departments in January.
SELF-INSURANCE FUND
Dan Jackson, McInturff, Milligan & Brooks Vice-President who is also the County Manager insurance risks, report on the fund self-insurance which covers County Buildings, liability and workers compensation injured.
Jackson said his report was essentially unchanged in October, with the fund about $ 200,000 more on a cash basis it was a year earlier.
He showed the Board a spreadsheet showing about 1.6 million dollars in hand, as the end of September. Last month, he reported that of 31 August.
Jackson noted that the county government has not yet received the "taking lieu of taxes "payment to the Tennessee Valley Authority for July, August and September.
The quarterly tax payment goes directly into the fund self-insurance, accompanied by a property tax. Once the tax money is received, Jackson said, the fund will be even better.
Jackson also noted that the immediate cash reserves of the fund are approximately $ 30,000, due to having to see some serious allegations.
The committee unanimously approved the report.
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Article Source: ArticlesBase.com – Health Care Claims Up For County Employees
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